SkillsFuture Enterprise Credit (SFEC): claim by 30 November 2026. A fresh S$10,000 arrives on 1 December

The SkillsFuture Enterprise Credit (SFEC) is a S$10,000 credit for employers. It offsets up to 90% of what you still pay out of pocket on supported courses and programmes, after other subsidies. The current credit expires on 30 November 2026, and any credit you have not used by then is lost. From 1 December 2026, a redesigned credit gives eligible companies a fresh S$10,000 for workforce training. More details: Enterprise Singapore SFEC page, SFEC FAQ, SkillsFuture memorandum on the redesigned SFEC

Final claims by 30 November 2026
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Used SFEC on a PSG, EDG or MRA project? Submit the final claim by 30 November 2026. Those grants are now merged under EDGE, and EDGE cannot be supported under SFEC. More details

The short answer

SkillsFuture Enterprise Credit at a glance

The credit
S$10,000 per company, one time. It offsets up to 90% of your out-of-pocket cost on supported programmes, on top of their normal support.[1]
The deadline
Final claims by 30 November 2026. A training course must finish by that date. Credit you have not used by then is lost.[1, 2, 4]
Who qualifies
Employers with at least 3 Singaporean or PR staff every month of a qualifying period. Enterprise Singapore has already told them, so there is nothing to apply for.[1]
Does it cover AI?
The training around an AI project, not the build itself. EDGE, the grant for the build, cannot be supported under SFEC.[1, 3]
From 1 December 2026
A fresh S$10,000 in an online wallet, used upfront on eligible training and workforce programmes. SWDA has not yet announced the support level.[4, 6]

Who qualifies

You have the current credit if

  • Enterprise Singapore emailed your Corppass administrator an eligibility letter, and the credit shows on the Business Grants Portal.
  • Your company employed at least 3 Singaporeans or PRs, with CPF, every month over a qualifying period.
  • For the Budget 2020 round, it also paid at least S$750 of Skills Development Levy over that period.
  • For the Budget 2022 round, it was not behind on its Skills Development Levy and was active with ACRA.
  • There is nothing to apply for, because Enterprise Singapore has already told every eligible employer.

More details

Worked example

Three staff on an AI course

This is an example. SFEC offsets 90% of the course fee you pay out of pocket on a course from SkillsFuture's Skills Framework list. The money comes from your S$10,000 credit, on top of other subsidies.

Course fees for 3 staff, out of pocketS$3,000
SFEC offsets 90%, paid to you after the claimS$2,700
Credit left for other trainingS$7,300
Your cost after SFECS$300

The course must finish on or before 30 November 2026, and the claim must be in by then. More details: Enterprise Singapore SFEC page, SkillsFuture memorandum on the redesigned SFEC

What it covers

Where the current credit can go

  • Training courses. Courses on SkillsFuture's Skills Framework list. The credit offsets 90% of the course fee you pay out of pocket.
  • Workforce programmes. Career Conversion Programmes, job redesign, the SkillsFuture Workforce Development Grant (JR+) and programmes from the National Centre of Excellence for Workplace Learning (NACE). The full S$10,000 can go here.
  • Older grants. PSG, EDG and MRA projects approved before they merged under EDGE. At most S$7,000 of the credit can go on these.
  • Not EDGE. Enterprise Singapore says EDGE cannot be supported under SFEC. The credit never offsets an AI build itself.

More details: Enterprise Singapore SFEC page, EDGE FAQ

From 1 December 2026

What is known so far about the redesigned credit

  • A fresh S$10,000. All companies with at least 3 resident employees, Singaporeans or PRs, get it in an online wallet.
  • Used upfront. You offset your out-of-pocket cost when you enrol, before the course starts, so there is no claim to wait for.
  • Training and workforce programmes only. The wallet is for eligible courses and other workforce programmes.
  • Run by SWDA. It has not yet announced the support level or the list of eligible programmes.

More details: SkillsFuture memorandum on the redesigned SFEC, MOM and WSG factsheet

Plan ahead

Dates to plan around

  • 30 November 2026. Final claims on the current credit. A course run must end on or before this date.
  • 1 December 2026. The redesigned credit opens. Unused current credit expires the same day.
  • 30 April 2027. Training providers must endorse claims in the current system by then, or the claim lapses.
  • 31 July 2027. The current SFEC system is switched off.

More details: Enterprise Singapore SFEC page, SkillsFuture memorandum on the redesigned SFEC, SWDA memorandum on SFEC deadlines

Your next step

The credit covers the training. A grant covers the build

SFEC covers training and workforce programmes. EDGE, the grant for the build itself, cannot be supported under it.

Glints builds the AI agent and does not run SkillsFuture-accredited courses. Take the grant check to see which grant supports the build.

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How to apply

How to use the current credit before it expires

  1. Check the balanceLog in to the Business Grants Portal or SkillsFuture for Business with Corppass. The S$10,000 credit and what is left of it show there.
  2. Pick a courseFind a course on SkillsFuture's Skills Framework list in the course directory. Its run must end on or before 30 November 2026.
  3. EnrolThe invoice must be in the company's name, not the employee's.
  4. Finish by 30 November 2026For Singaporean and PR staff, SkillsFuture works out the SFEC amount from the enrolment record. There is no separate claim.
  5. Foreign staff: claim by 30 November 2026Claims for foreign employees go into SkillsFuture's SFEC system by that date.
  6. Paid quarterlyApproved credit is paid into your IRAS-registered GIRO or PayNow Corporate account.

More details: Enterprise Singapore SFEC page, SkillsFuture memorandum on the redesigned SFEC, SFEC FAQ

Documents

What to have ready

  • Your Corppass login for the Business Grants Portal and SkillsFuture for Business.
  • The course invoice, made out to the company.
  • For a grant project: the final claim documents that the agency running the grant asks for.
  • A GIRO or PayNow Corporate account registered with IRAS. That is where the credit is paid.

More details: Enterprise Singapore SFEC page, SFEC FAQ

Common ways the credit is lost

How the current credit gets lost

  • A course that ends after 30 November 2026. It is not eligible for the current credit.
  • A claim after 30 November 2026. Final claims are due by then.
  • Unused credit. Whatever is left expires on 1 December 2026. Nothing is paid out or carried over.
  • More than S$7,000 on grant projects. Only S$7,000 of the credit can go on the grant side. The rest is for training.
  • An invoice in the employee's name. For a course, the invoice must be to the employer.

More details: SkillsFuture memorandum on the redesigned SFEC, Enterprise Singapore SFEC page, SFEC FAQ

Other grants

Which grant fits your AI project?

Each grant supports a different kind of project. Read the one that matches yours, or answer a few questions and we name the grant that most likely fits.

EDGE grantThe grant for the build itself. What it supports and how to apply.Read more NTUC CTC GrantUp to 70% support for an AI project with worker outcomes. Consultancy counts.Read more Enterprise Innovation SchemeA 400% tax deduction on the share of AI spending you pay yourself.Read more Not sure? Take the 60-second grant checkSeven questions at most, and your answers stay on this page.Start the check

Questions owners ask

Straight answers on the SkillsFuture Enterprise Credit

How to claim SkillsFuture Enterprise Credit?

Submit the final claim to the agency that runs the programme, by 30 November 2026, following its own claim process. For a course, the invoice must be in the company's name and the claim goes through SkillsFuture for Business.

For Singaporean and PR staff, SkillsFuture works out the SFEC amount from the enrolment record. The course must end by 30 November 2026, and there is no separate claim.

Approved credit is paid quarterly into your IRAS-registered GIRO or PayNow Corporate account. More details: Enterprise Singapore SFEC page, SFEC FAQ, SkillsFuture memorandum on the redesigned SFEC

What is the SkillsFuture Enterprise Credit and how can companies use it?

A one-time S$10,000 credit from the government for employers. It offsets up to 90% of what you pay out of pocket on supported programmes. That is on top of their normal support.

Companies use it on courses from SkillsFuture's Skills Framework list, Career Conversion Programmes, job redesign and the older PSG, EDG and MRA grants. At most S$7,000 goes on the grant side. More details

Is SkillsFuture Enterprise Credit taxable?

Yes. IRAS lists the SkillsFuture Enterprise Credit as taxable. The payout counts as revenue, like a grant that offsets running costs. Ask your accountant how it affects your tax. More details

When does SFEC expire?

The current credit expires on 30 November 2026. Final claims are due by then, and a course run must end on or before that date.

A redesigned credit opens on 1 December 2026. More details: Enterprise Singapore SFEC page, SkillsFuture memorandum on the redesigned SFEC

What happens to unused SFEC credit?

It is lost. Enterprise Singapore says unused credit is forfeited when the scheme expires, and nothing is paid out.

The redesigned credit is a fresh S$10,000, not a top-up of what you had. More details: Enterprise Singapore SFEC FAQ, SkillsFuture memorandum on the redesigned SFEC, MOM and WSG factsheet

Can I use SFEC for an AI build under EDGE?

No. Enterprise Singapore says EDGE cannot be supported under SFEC.

SFEC can offset the training around a build. A course from SkillsFuture's Skills Framework list for the staff who will use the tool is one example.

A PSG, EDG or MRA project approved before the merger under EDGE can still use SFEC. The final claim is due by 30 November 2026. More details: Enterprise Singapore EDGE FAQ, SFEC page

What changes on 1 December 2026?

A redesigned SFEC opens, run by SWDA. All companies with at least 3 resident employees get a fresh S$10,000 in an online wallet.

You use it upfront when you enrol, instead of claiming it back. It is for eligible courses and workforce programmes.

SWDA has not yet announced the support level or the list of eligible programmes. More details: SkillsFuture memorandum on the redesigned SFEC, MOM and WSG factsheet

Does my company qualify for SFEC?

For the current credit, your company employed at least 3 Singaporeans or PRs every month over a qualifying period. For the Budget 2020 round it also paid at least S$750 of Skills Development Levy. For the Budget 2022 round it was not behind on the levy. Enterprise Singapore told eligible employers through Corppass, and there is no application.

For the redesigned credit, at least 3 resident employees, Singaporeans or PRs. More details: Enterprise Singapore SFEC page, MOM and WSG factsheet

What does SFEC stand for?

SkillsFuture Enterprise Credit, a one-time S$10,000 credit from the government for employers. More details

How do I check if my company has SFEC?

Log in to the Business Grants Portal or SkillsFuture for Business with Corppass. If your company has the credit, the S$10,000 and what is left of it show there. Your Corppass administrator also received Enterprise Singapore's eligibility letter by email. More details

Official pages

Read the rules at the source

Grant rules change, so check the agency's page before you apply.

  1. SkillsFuture Enterprise Credit (SFEC), Enterprise Singapore
  2. FAQ: SkillsFuture Enterprise Credit (SFEC), Enterprise Singapore
  3. FAQ: EDGE Grant, Enterprise Singapore
  4. Information Memorandum EED/2026/1: Launch of the Redesigned SkillsFuture Enterprise Credit and Expiry of the Current SkillsFuture Enterprise Credit, SkillsFuture Singapore, on the Training Partners Gateway
  5. Information Memorandum EWTD/2026/1: Decommissioning of the Current SkillsFuture Enterprise Credit System and Key Deadlines, SWDA, on the Training Partners Gateway
  6. Factsheet on the Enterprise Workforce Transformation Package, 3 March 2026, Ministry of Manpower and Workforce Singapore
  7. Taxable and non-taxable income: government grants and payouts, IRAS

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